Professional liability (PL) insurance protects your clients if they're sued for negligently performing their services, even if they haven’t made a mistake. Coverage also includes defense costs associated with any lawsuit.
General liability insurance, also known as commercial general liability (CGL), protects your clients' businesses from another person or business’s claims of bodily injury, associated medical costs, and damage to their property.
Business owners policy (BOP) is a combination of general liability and business property insurance. It protects your clients' own business furniture and equipment, as well as another person or business’s claims of bodily injury and associated medical costs.